Finance, Money Management, and Banking

• Bank Financing/Relationships - Responsible for all bank relationships including the monitoring of covenants, line of credit renewals, long term financing for major acquisitions, real estate acquisitions, lease vs. buy analysis, use of Linked Deposit Programs and exploration of other government subsidized programs.
• Phone Check Systems - Implemented a system of receiving checks from customers over the phone during order entry to increase cash flow, generate a profit on the check charge and offer an alternative to C.O.D. delivery.
• Credit Card Payment Systems – Set up a system to receive credit card payments over the phone through an Internet connection that offered automatic verification, authorization and deposit.
• Cash and Credit Line Management - Implemented numerous credit line management systems (zero balance accounts) that saved a significant amount of interest expense.